MADRID, 14 (EUROPA PRESS)
Triodos Bank posted a net profit of €27.4 million in the first half of 2025, down 24.3%. However, including an additional €14 million provision for a transactional offering, the impact of lower interest rates, and extraordinary expenses related to the Euronext listing, earnings would fall by 53% to €17 million.
For its part, the entity's revenue fell 6.3% to €219.6 million, while operating expenses were €188.5 million, 6% more than twelve months earlier.
Deposits grew to €14.8 billion, driven by a €272 million increase in personal banking deposits. Then, the approval of new residential mortgages provided €333 million, mainly from the Netherlands.
Triodos Bank remains "well capitalized" with a CET1 ratio of 18.1% and a total capital ratio of 22% following the implementation of the Banking Package (CRR III). Thus, the Dutch bank will distribute a dividend of €0.60 per Share Depositary Receipt (SCR).
In addition, it will strengthen its Executive Committee by reappointing Jacco Minnaar as Chief Commercial Officer and by appointing Suzanne Schilder as Chief Transformation Officer and Barbara van Duijn as Chief Information Officer.
"Triodos Bank is moving into a new phase, guided by a clear strategy to continue our goal of generating significant impact," said Triodos Bank CEO Marcel Zuidam.
"This strategy will increase our relevance by expanding our client base, strengthening our focus on the people who choose us as a bank, innovating, digitalizing, and becoming an organization capable of delivering higher levels of profitability," he added.
